Crypto Week Sparks U.S. Regulatory Guidance
Mitchell Booth, 20 Jul 2025
Washington has designated the week commencing July 14th, 2025, as Crypto Week, highlighting a trio of high-profile bills poised to reshape digital asset regulation in the U.S.
These include the GENIUS Act, the Digital Asset Market Clarity Act (commonly referred to as the Clarity Act), and the Anti-CBDC Surveillance State Act, each targeting critical facets of crypto’s future.
The GENIUS Act aims to establish a clear regulatory framework for stablecoins, requiring one-to-one asset backing, regular reserve audits, and federal oversight. With bipartisan support, it passed the Senate on June 17th and is now awaiting House approval.
The Clarity Act aims to end longstanding market confusion by defining whether digital assets fall under the jurisdiction of the Securities and Exchange Commission (SEC) or the Commodity Futures Trading Commission (CFTC). A precise delineation could remove a significant barrier to corporate and institutional participation.
Completing the package, the Anti-CBDC Surveillance State Act blocks the Federal Reserve from issuing a U.S. central bank digital currency, citing concerns over potential government overreach and privacy issues.
Together, these acts signal a significant shift from regulatory uncertainty to formal legal clarity, a shift analysts say could unlock institutional inflows and innovation. Already, major crypto firms such as Coinbase, Circle, and Galaxy Digital have rallied as Bitcoin surged past US$120,000 on increased investor optimism.
The importance of Crypto Week is clear. If the bills are passed, they would solidify the regulatory foundation for U.S. digital assets, including stablecoins, securities treatment, and privacy protections, marking a historic stride toward integrating cryptocurrencies into mainstream finance.
